Frequently Asked Questions

Nagbibigay ang Cycle Financing Corp. (CFC) ng sangla OR/CR para sa:

• Motorcycles

• Tricycles

• Tricabs (Bajaj RE)

• Big bikes

Para makita ang complete list ng branches, bisitahin ang website: Our Branches

Kung wala pa ang location mo sa listahan, pwede ka naming i-process online. I-click lamang ang Apply Now

Hindi. OR/CR lang ang kailangan naming iwan bilang collateral.

Kailangan ang original OR/CR para sa verification at collateral.

Pwede sa:

• Email (customer care): customercare@cyclefinancing.ph

• Contact number: 0917 504 6387

• Facebook page: Cycle Financing Corp.

• Para sa complaints: complaints@cyclefinancing.ph

Para makapag-apply ng sangla OR/CR loan, kailangan ang mga sumusunod:

• Original and updated OR/CR

• Dalawang valid government ID

• Proof of income

• Latest electric/water billing

• Employed: Company ID, COE, 2 months payslip

• Business owner: Business permit o Mayor’s permit

• Remittance/pension/allotment: 3 months proof of remittance o bank statement

• Rider: Rider ID, app profile o certificate, transaction history

• For hire/TODA: MTOP o franchise

Motorcycles:
Yamaha, Honda, Suzuki, Kawasaki, KTM, Kymco, CFMoto, Ducati, Royal Enfield, Vespa, Husqvarna, Bristol, Aprilia, Harley-Davidson, BMW, Benelli, QJMOTOR, Can-Am, FKA, Peugeot, Fekon, Indian Motorcycle

Tricycles:
Honda, Suzuki, Yamaha, Kawasaki, MMC, Skygo, Euro Motor, Motor Star, Rusi, Racal, TVS, Motoposh, Piaggio, at iba pa.

• Deed of sale clients

• 3rd owner ng unit

• Renting at remittance as income

• Renting + partner rider as income

• Renting for less than 3 years

Kung nagre-renta ka, qualified kung:

• At least 3 years nang nagre-rent, at

• Regular employee o business owner with at least 2 years in operation

Hindi. Kailangan fully paid at hawak ang original OR/CR.

Pwede kahit expired basta hindi lalagpas ng 3 years.
Upon approval:

• Initial release: ₱3,000

• Full release: Kapag updated na ang rehistro

Kailangan ang registered owner ang mag-apply.

Pwede ang may deed of sale, pero kailangan muna matapos ang transfer of ownership bago ma-release ang loan.

Pwede online! Narito ang mga step:

1. Mag-message sa Cycle Financing Corp. Facebook page o mag-fill out sa website.
2. Tatawag ang agent para sa initial screening.
3. Isend ang requirements.
4. Hintayin ang review at approval (1–2 days).
5. Kapag approved, i-follow ang instructions para ma-claim ang cash.

Note: Hindi naniningil ng processing fee ang CFC at employees para i-process ang loan.

Pwedeng ma-approve ng 1–2 days, basta may kumpletong requirements.

Loan details – Motorcycle Sangla OR/CR

• ₱10,000 – ₱150,000
• Year model: 2016 and up
• 60% appraisal rate of FMV

Loan details – Tricycle Sangla OR/CR

• ₱10,000 – ₱50,000
• Year model: 2014 and up
• 2010–2013 (subject for approval)
• 65% appraisal rate of FMV

Loan details – Bajaj RE (Tricab)

• ₱10,000 – ₱80,000
• Year model: 2018 and up
• 65% appraisal rate of FMV

Loan details – Big Bikes
Japan brands:

• ₱10,000 – ₱500,000
• Year model: 2016 and up
• 50% appraisal rate

Other brands:

• ₱10,000 – ₱300,000
• Year model: 2016 and up
• 40% appraisal rate

• Motor & tricycle: 12–24 months
• Big bikes: 12–36 months

Para sa update ng iyong loan application, i-contact ang branch kung saan ka nag-apply.

3.25% per month.

• 7% for tricycles
• 7.5% for motorcycles

Motorcycles: ₱10,000 – ₱150,000
Tricycles: ₱10,000 – ₱50,000
Bajaj RE: ₱10,000 – ₱80,000
Big bikes:

• Japan brands: up to ₱500,000
• Other brands: up to ₱300,000

Note: Depende pa rin sa appraisal based on FMV (Fair Market Value).

Pwedeng magbayad ng iyong monthly amortization sa Cycle Financing through:

• ECPAY
• Cebuana Lhuillier
• GCash

Pwede lang mag-request ng pullout sa branch kung saan ka nag-apply, at after final payment.

Usually 7–10 working days, excluding weekends at holidays.

Sa same branch kung saan ka nag-loan.

I-contact sa branch kung saan ka nag-apply para sa latest update.